Connect With Us: Call (855) 385-8488

The cost is $0 for teachers.

FutureSmart: Join over 50,000 educators who are improving their students' financial literacy with our free program

FutureSmart helps your students

  • understand their financial personalities
  • discover the importance of budgeting
  • learn how to save and manage day-to-day expenses
  • explore different careers in finance

FutureSmart gives your students a critical head start.

You’ve seen the reports: young people don’t understand how to navigate the world of personal finance. The problem is, you don’t have the curriculum to teach them—or the time to implement it.

That’s why the MassMutual Foundation has partnered with EVERFI to develop FutureSmart: financial literacy courses tailored to grades K-12. These engaging digital lessons are available to schools throughout the U.S. and Puerto Rico, absolutely free. FutureSmart has also been certified as meeting rigorous ESSA evidence standards.

null null null

In partnership with Mass Mutual Foundation

MassMutual Logo

MassMutual Foundation’s FutureSmart interactive lessons help students learn how to:

  • effectively manage their finances
  • make sound money decisions
  • become stewards of their financial futures

Always free. Trusted by 50,000+ educators across North America.

Using interactive exercises and real-life scenarios, MassMutual Foundation’s FutureSmartSM program empowers students to make sound financial decisions, effectively manage their finances, and take charge of their financial futures.

Course Snapshot

  • Target Grades

    Grades 6-8

  • Curriculum

    Economics, Business or Social Studies, Career Readiness

  • Lesson Time

    25 Minutes/Activity, 3.5 Hours Total

Business Owner

SmartEconomics: Economics for Middle School

SmartEconomics is a digital course that empowers middle school students to analyze the economy and identify factors that impact the price of consumer goods. Through a story-based narrative and interactive exercises, students learn to make real-life decisions that require the understanding of key economic concepts. Request access to FutureSmart today and get access to SmartEconomics as well!

Free Course

Key pillars for a strong financial foundation.

Access and accountability.

Students can take lessons anytime, anywhere, with built-in assessments and real-time grading.

Turnkey lessons.

Skills are presented in an interactive, fail-safe environment. Teachers receive lesson plans, activities and discussion guides.

Implementation support.

Our regional team provides on-demand training and professional learning events, guiding you every step of the way.

These EVERFI courses are free.
And they’ll stay free.

EVERFI courses are supported by a network of strategic partners with multi-year contracts—ensuring that teachers, schools and districts can launch these programs, or even write them into the curriculum.

It tied right in with a career unit I taught in my 6th grade technology class & the kids loved it!

Fayetteville R-III School District, Missouri

I like that it was ready-to-use, user-friendly and incorporated both fun and learning, real-life skills.

Comsewogue School District, New York

Frequently Asked Questions

The MassMutual Foundation has partnered with EVERFI to fund FutureSmart for your school or district. Through this multi-year commitment, the MassMutual Foundation provides all middle school teachers and administrators the assurance that FutureSmart can be launched at scale and even written into the curriculum.

FutureSmart's lessons are aligned to Jump$tart Coalition’s National Standards for K-12 Personal Finance Education, National Curriculum Standards for Social Studies, and State Academic Standards. EVERFI provides comprehensive curriculum guides and standards alignment guides to help you plan for implementation.

EVERFI helps teachers, schools, and districts bring real-world skills to students. Thanks to partners, we provide our digital platform, training, and support at no cost.

Get Started Today

Request free access to FutureSmart digital activities and resources.

Get Resources