Everfi

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Always free for K-12 schools.

Join 50k+ educators Get Standards-Aligned Digital Courses That Equip Students with Financial Literacy Skills

  • Banking Basics
  • Beginning Employment
  • Budgeting
  • Managing Credit and Debit
  • Understanding Insurance
  • Planning for College

Trusted by 21,000+ K-12 Schools and 8,000+ Districts Nationwide

EVERFI: Financial Literacy® for High School is a digital education program that teaches students how to make wise financial decisions to promote financial well-being over their lifetime. The interactive lessons in this financial literacy course translate complex financial concepts and help students develop actionable strategies for managing their finances.

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Course Snapshot

  • Target Grades

    Grades 9-12

  • Curriculum

    Economics, Financial Algebra, FCS, Business, AVID, and Advisory

  • Lesson Time

    11 digital lessons, 20 min each

lesson on getting pre-approved for a credit card

Digital Lessons

Consumer Skills.

Students gain an understanding of what it means to be a skilled consumer. They also assess the quality of sources when researching products to buy.

lesson on buying groceries

Smart Money Habits

Students identify the benefit of tracking spending and reviewing past purchases. They also practice categorizing items as wants vs. needs and discover budgeting strategies like 50-30-20.

lesson on saving money

Budgeting

Students describe the reasons for maintaining a budget, identify different types of budgeting methods, and create a budget for prioritizing wants and needs.

lesson on the 50-30-20 budgeting method

Filing Your Taxes

Students help a character file his taxes electronically and learn how online tax preparation software is helpful, secure, and effective.

Checking Account

Students explore how to effectively use a checking account and monitor an account balance and spending habits. They also learn about common consumer scams and how to avoid them.

lesson on using checking account

Savings Account

Students learn wise debt management practices and avoid expensive borrowing behaviors. They also explore savings options like savings accounts, money market, and Certificates of Deposit.

lesson on savings account

Credit and Debit Basics

Students learn what a loan is and why it is used to finance purchases. They also compare and contrast the differences between secured and unsecured loans.

pre approved credit card lesson

Education ROI

Students discover why higher education typically has a positive return on investment (ROI). They also differentiate the net cost of higher education from the “true cost.”

lesson on choosing higher education

Education and Financial Aid

Students analyze the advantages and disadvantages of various sources of funds for postsecondary education and training. They also learn the importance of submitting a FAFSA.

lesson on work-study programs

Exploring Jobs and Careers

Students consider career paths, self-employment, education/training, and compensation/benefits as they relate to making career decisions.

lesson on choosing a career

Beginning Employment

Students explore the content and purpose of standard tax forms related to starting employment. They also learn the difference between gross, net, and taxable income.

lesson on where taxes go

Insurance Basics

Students learn about the need for a risk management strategy and how insurance plays a role. They also compare different types of insurance.

lesson on insurance

Help Your Students Prepare for the Real World

Access and accountability

Students can take lessons anytime, anywhere, with built-in assessments and real-time grading.

Turnkey lessons

Skills are presented in an interactive, fail-safe environment. Teachers receive lesson plans, activities and discussion guides.

Implementation support

Our regional team provides on-demand training and professional learning events, guiding you every step of the way.

These EVERFI courses are free.
And they’ll stay free.

EVERFI courses are supported by a network of strategic partners with multi-year contracts—ensuring that teachers, schools and districts can launch these programs, or even write them into the curriculum.

“

I think it is important for students to learn about financial literacy and budgeting because these courses teach students real life skills that they are going to need in their everyday life to be successful and survive in the real world.

Gabriel A.
High School Teacher, Texas
“

This EVERFI course helped me understand the different kinds of ways and methods I can use to set up a budget and stick to it. I now feel confident in understanding how to set up my future financial stability with the knowledge of budgeting I have now.

Seth M.
High School Student, Ohio

Proven Impact in Classrooms Nationwide

44,000+

educators using these courses

21,000+

K-12 schools served

8,000+

school districts

400+

business and nonprofit partners

100% free

to schools, forever

Frequently Asked Questions

Nothing! All Everfi resources are completely free for educators, thanks to our sponsors.

These lessons are aligned to National and State ELA Standards. EVERFI provides comprehensive curriculum guides and standards alignment guides to help you plan for implementation with your kindergarten or elementary students.

EVERFI adheres to ESSA requirements for providing evidence of efficacy for our products. Our entire suite of K-12 courses have met ESSA Tier 4 Rationale for Efficacy and have also earned the Digital Promise Certificate for Research-Based Product Design. For more evidence, see EVERFI Research Website for the most recent body of research.

The digital courses are designed for students to work independently on their own computer. Within many of the self-paced lessons, students explore scenarios where they make decisions based on their own lives. Students also complete a pre- and post-assessment that is automatically graded and available for teachers to keep track of individual performance. Teachers have access to offline resources like lesson plans and discussion guides to use whole-class in addition to the digital lessons.

Ready to Empower Your Students?

Start using free, standards-aligned financial literacy lessons in your classroom today.

Register Free