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No-Cost Digital Lessons

FutureSmart: Middle School Financial Literacy

Use FutureSmart to keep your students financially sharp

Get a Headstart - use FutureSmart

Get your students FutureSmart, so they don't overuse the Amazon cart. The majority of today’s middle students don’t have the money management skills they need to navigate the modern financial world. The MassMutual Foundation has partnered with EVERFI to develop the FutureSmart Digital course to offers critical financial literacy for middle school students across the United States, absolutely free of charge.

  • Financial Personality Test
  • The Importance of Budgeting
  • Saving and How to Manage Day-to-Day Expenses
  • Explore Different Career Paths
[Currently available only to U.S. and Puerto Rico Schools]

In Partnership With:

MassMutual Logo

Always Free.

MassMutual Foundation's FutureSmartSM program empowers students to effectively manage their finances, make sound decisions, and become stewards of their financial future through interactive exercises and real-life scenarios.

Course Snapshot

  • Target Students

    Grades 6-8

  • Curriculum

    Economics, Business or Social Studies, Career Readiness

  • Time

    25 Minutes/Activity, 3.5 HoursTotal

Business Owner

SmartEconomics: Economics for Middle School

SmartEconomics is a digital course that empowers middle school students to analyze the economy and identify factors that impact the price of consumer goods. Through a story-based narrative and interactive exercises, students learn to make real-life decisions that require the understanding of key economic concepts. Request access to FutureSmart today and get access to SmartEconomics as well!

Access Free Resources

Exploring the Key Pillars of FutureSmart

Access and Accountability

Asynchronous learning allows for lessons anytime, anywhere with built-in assessments and real-time grading.

Turnkey Lessons

Gamified financial skills in a fail-safe environment. Teachers receive lesson plans, activities, & discussion guides, too.

Implementation Support

Our regional support team guides teachers every step of the way, through on-demand training and professional learning events.

Trusted By 50,000+ Educators Across North America

It tied right in with a career unit I taught in my 6th grade technology class & the kids loved it!

Fayetteville R-III School District, Missouri

I like that it was ready-to-use, user-friendly and incorporated both fun and learning, real-life skills.

Comsewogue School District, New York

Frequently Asked Questions

The MassMutual Foundation has partnered with EVERFI to fund FutureSmart for your school or district. Through this multi-year commitment, the MassMutual Foundation provides all middle school teachers and administrators the assurance that FutureSmart can be launched at scale and even written into the curriculum.

FutureSmart's lessons are aligned to Jump$tart Coalition’s National Standards for K-12 Personal Finance Education, National Curriculum Standards for Social Studies, and State Academic Standards. EVERFI provides comprehensive curriculum guides and standards alignment guides to help you plan for implementation.

EVERFI helps teachers, schools, and districts bring real-world skills to students. Thanks to partners, we provide our digital platform, training, and support at no cost.

Get Started Today

Request free access to FutureSmart digital activities and resources.

Access Free Lessons