Vault: Understanding Money Join thousands of teachers teaching lifelong financial wellness for elementary students.
- Introduce essential money concepts
- Explore concepts like spending, saving, earning
- Builds the foundation for lifelong financial wellness
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Trusted by 21,000+ K-12 Schools and 8,000+ Districts Nationwide
EVERFI: Financial Literacy® for High School is a digital education program that teaches students how to make wise financial decisions to promote financial well-being over their lifetime. The interactive lessons in this financial literacy course translate complex financial concepts and help students develop actionable strategies for managing their finances.
Course Snapshot
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Target Grades
Grades 4-6
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Curriculum
Social Studies, ELA, Math, Family and Consumer Science, Morning Meeting
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Lesson Time
15 Minutes/Activity, 75 Minutes Total
Financial Decision Making
This lesson introduces the concept of responsible decision-making, a key element to long-term financial success and the main focus of the course.
Spending and Saving
In this lesson, students learn how to set a savings goal, build a budget and shop as an informed consumer.
Income and Careers
In this lesson, students learn about choosing a career path based on their skills and interests. Students also learn about income, taxes and the difference between a job and a career.
Credit and Borrowing
In this lesson, students learn the basics of borrowing and credit. They learn how to be a reliable borrower and how to manage debt responsibly.
Future Planning
In this lesson, students learn about different types of bank accounts and savings vehicles. Students also explore the concept of financial risk and the need for insurance.
Help Your Students Prepare for the Real World

Access and accountability
Students can take lessons anytime, anywhere, with built-in assessments and real-time grading.

Turnkey lessons
Skills are presented in an interactive, fail-safe environment. Teachers receive lesson plans, activities and discussion guides.

Implementation support
Our regional team provides on-demand training and professional learning events, guiding you every step of the way.
These EVERFI courses are free.
And they’ll stay free.
EVERFI courses are supported by a network of strategic partners with multi-year contracts—ensuring that teachers, schools and districts can launch these programs, or even write them into the curriculum.
It tied right in with a career unit I taught in my 6th grade technology class & the kids loved it!
TeacherFayetteville R-III School District, Missouri
I like that it was ready-to-use, user-friendly and incorporated both fun and learning, real-life skills.
TeacherComsewogue School District, New York

Proven Impact in Classrooms Nationwide
44,000+
educators using these courses
21,000+
K-12 schools served
8,000+
school districts
400+
business and nonprofit partners
100% free
to schools, forever
Frequently Asked Questions
Thanks to the generous sponsorship of corporations who share our mission, Everfi’s courses are completely free to teachers, districts, and families
EVERFI courses are created with state standards in mind. You can reach out to your Implementation Specialist to see what is aligned to your standards and hear how other teachers in your area are implementing resources.
Everfi helps teachers, schools, and districts bring real-world skills to students. Thanks to partners, we provide our digital platform, training, and support at no cost.

Ready to Empower Your Students?
Start using free, standards-aligned FutureSmart℠ lessons in your classroom today.
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